XRP is a digital coin made by a company called Ripple. In the United States, XRP has been in the news because of a long legal case with a government group called the SEC (Securities and Exchange Commission). The SEC said that Ripple violated some rules when it sold XRP to big investors. This case began in 2020 and has made it hard for XRP to grow in the U.S. for a long time.
In 2023, a U.S. justice made a great decision. The judge said that XRP is not safe when normal people buy it on public websites like Coinbase. This was good news for Ripple and XRP holders. But the judge also said that Ripple still broke the law when it sold XRP directly to big investors. Because of this, the case continued into 2024 and 2025.
In 2025, Ripple said it would not continue its request on the issue. Ripple wants to move on and focus on its business. The company hopes the SEC will also stop the case. If that happens, XRP could rise faster, and more people in the U.S. may feel secure using it.
Another big step Ripple took in 2025 is applying for a U.S. national bank license. If Ripple gets this license, it will be able to work more closely with the U.S. banking system. Ripple also wants to create a new stablecoin called RLUSD, and this coin will be connected to the U.S. dollar. This could help Ripple become more trusted in the economic world.
XRP’s price has gone up in 2025 because of these positive events. People believe that if the court case ends and Ripple becomes more trusted, XRP will become more valuable. Some investors think XRP could even reach its old high price again, which was over $3.
In easy terms, XRP is achieving success in the U.S. after many years of problems. Ripple is working hard to fix legal problems and create trust with banks and users. If all goes well, XRP could be used more widely for sending money across the world fast and at a low cost. So, XRP’s travel in the U.S. is full of ups and downs. But now, things are starting to look better, and many people are hopeful for its end.
